Swap Bitcoin to Monero
Convert your Bitcoin (BTC) to Monero (XMR) with no account and no sign-up. XMR98 compares dozens of exchanges through the Trocador aggregator and shows each one's KYC risk rating, so you keep the best rate and your privacy. Non-custodial: your coins never touch our servers.
1 BTC ≈ … XMRLive aggregate rate, updated when this page loads.
Start this swap: BTC → XMR ▶
Why swap BTC to XMR on XMR98?
- Best rate across dozens of exchanges, compared live.
- Privacy first: every exchange is rated A to D for KYC risk; the heavy-KYC ones are hidden by default.
- Non-custodial: no account, no email; you receive XMR at your own wallet.
- No logs, no Cloudflare, no analytics.
KYC risk ratings
| Rating | What it means |
|---|
| A | Rarely or never asks for ID. The most private. |
| B | Occasional ID requests. Usually refunds. |
| C | Higher chance of an AML hold or ID request mid-swap. |
| D | Strictest. May freeze funds and demand ID. |
BTC to XMR FAQ
- Is swapping BTC to XMR KYC-free?
- XMR98 shows each exchange's KYC risk rating (A to D) and hides the heavy-KYC ones by default, so you can pick an A or B exchange that rarely asks for ID. It is not a guarantee, but it puts the choice in your hands.
- Is the Bitcoin to Monero swap custodial?
- No. XMR98 never holds your coins. You send BTC to the exchange's deposit address and receive XMR at your own wallet. XMR98 only compares the rates and earns the aggregator referral fee.
- How long does a BTC to XMR swap take?
- Most swaps settle in 5 to 30 minutes depending on the exchange and network confirmations. Each quote shows an estimated time so you can trade speed against rate.
- What do I need to swap BTC to XMR?
- Just a XMR wallet address to receive your coins, and some BTC to send. No account, no email, no sign-up.
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