Swap Monero to Bitcoin
Convert your Monero (XMR) to Bitcoin (BTC) with no account and no sign-up. XMR98 compares dozens of exchanges through the Trocador aggregator and shows each one's KYC risk rating, so you keep the best rate and your privacy. Non-custodial: your coins never touch our servers.
1 XMR ≈ … BTCLive aggregate rate, updated when this page loads.
Start this swap: XMR → BTC ▶
Why swap XMR to BTC on XMR98?
- Best rate across dozens of exchanges, compared live.
- Privacy first: every exchange is rated A to D for KYC risk; the heavy-KYC ones are hidden by default.
- Non-custodial: no account, no email; you receive BTC at your own wallet.
- No logs, no Cloudflare, no analytics.
KYC risk ratings
| Rating | What it means |
|---|
| A | Rarely or never asks for ID. The most private. |
| B | Occasional ID requests. Usually refunds. |
| C | Higher chance of an AML hold or ID request mid-swap. |
| D | Strictest. May freeze funds and demand ID. |
XMR to BTC FAQ
- Is swapping XMR to BTC KYC-free?
- XMR98 shows each exchange's KYC risk rating (A to D) and hides the heavy-KYC ones by default, so you can pick an A or B exchange that rarely asks for ID. It is not a guarantee, but it puts the choice in your hands.
- Is the Monero to Bitcoin swap custodial?
- No. XMR98 never holds your coins. You send XMR to the exchange's deposit address and receive BTC at your own wallet. XMR98 only compares the rates and earns the aggregator referral fee.
- How long does a XMR to BTC swap take?
- Most swaps settle in 5 to 30 minutes depending on the exchange and network confirmations. Each quote shows an estimated time so you can trade speed against rate.
- What do I need to swap XMR to BTC?
- Just a BTC wallet address to receive your coins, and some XMR to send. No account, no email, no sign-up.
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